:root {
  --navy: #102b3f;
  --blue: #1c6ea4;
  --sky: #eaf5fb;
  --ink: #16232d;
  --muted: #5d6a73;
  --white: #fff;
  --line: #dce5ea;
  --radius: 24px;
  --shadow: 0 20px 60px rgba(16,43,63,.12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Manrope, Arial, sans-serif; color: var(--ink); line-height: 1.65; background: var(--white); }
img { max-width: 100%; display: block; }
a { color: inherit; }
.container { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }
.site-header { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.94); backdrop-filter: blur(12px); border-bottom: 1px solid rgba(220,229,234,.9); }
.nav-wrap { min-height: 78px; display: flex; align-items: center; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; line-height: 1.05; }
.brand-mark { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 13px; background: var(--blue); color: white; font-size: 23px; font-weight: 800; }
.brand strong, .brand small { display: block; }
.brand small { margin-top: 4px; color: var(--muted); font-size: 11px; letter-spacing: .16em; text-transform: uppercase; }
.main-nav { display: flex; gap: 26px; margin-left: auto; }
.main-nav a { text-decoration: none; font-weight: 600; font-size: 14px; }
.main-nav a:hover { color: var(--blue); }
.phone-link { text-decoration: none; background: var(--navy); color: white; padding: 11px 17px; border-radius: 999px; font-weight: 700; font-size: 14px; }
.menu-toggle { display: none; }
.hero { overflow: hidden; background: linear-gradient(135deg,#f8fbfd 0%,#e7f4fb 100%); padding: 86px 0 78px; }
.hero-grid { display: grid; grid-template-columns: 1.02fr .98fr; gap: 55px; align-items: center; }
.eyebrow { margin: 0 0 12px; color: var(--blue); font-size: 13px; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
.eyebrow.light { color: #a9dcfb; }
h1,h2,h3 { margin-top: 0; line-height: 1.13; color: var(--navy); }
h1 { margin-bottom: 23px; font-size: clamp(42px,6vw,72px); letter-spacing: -.045em; }
h2 { margin-bottom: 20px; font-size: clamp(32px,4vw,50px); letter-spacing: -.035em; }
h3 { margin-bottom: 12px; font-size: 23px; }
p { margin-top: 0; }
.lead { max-width: 650px; font-size: 19px; color: #43535f; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 30px 0 25px; }
.button { display: inline-flex; justify-content: center; align-items: center; min-height: 50px; padding: 0 22px; border: 0; border-radius: 999px; text-decoration: none; font: inherit; font-weight: 800; cursor: pointer; }
.button.primary { background: var(--blue); color: white; }
.button.primary:hover { background: #155d8d; }
.button.secondary { background: white; color: var(--navy); border: 1px solid var(--line); }
.trust-list { list-style: none; display: flex; flex-wrap: wrap; gap: 20px; margin: 0; padding: 0; font-size: 14px; font-weight: 600; }
.trust-list li::before { content: "✓"; margin-right: 7px; color: var(--blue); font-weight: 800; }
.hero-visual img { filter: drop-shadow(0 26px 38px rgba(16,43,63,.18)); }
.section { padding: 100px 0; }
.split-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: center; }
.image-card { padding: 34px; border-radius: var(--radius); background: var(--sky); box-shadow: var(--shadow); }
.split-section p:not(.eyebrow) { color: var(--muted); }
.text-link { color: var(--blue); font-weight: 800; text-decoration: none; }
.process-section { background: #f7fafc; }
.section-heading { max-width: 750px; margin: 0 auto 46px; text-align: center; }
.section-heading p:last-child { color: var(--muted); }
.cards { display: grid; gap: 22px; }
.three-col { grid-template-columns: repeat(3,1fr); }
.step-card { position: relative; min-height: 285px; padding: 34px; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius); background: white; }
.step-card p { color: var(--muted); }
.step-number { display: inline-grid; place-items: center; width: 52px; height: 52px; margin-bottom: 45px; border-radius: 50%; background: var(--sky); color: var(--blue); font-weight: 800; }
.business-section { background: var(--navy); color: white; }
.business-grid { display: grid; grid-template-columns: 1fr .85fr; gap: 65px; align-items: center; }
.business-section h2 { color: white; }
.business-section p:not(.eyebrow) { color: #d5e1e8; }
.light-button { margin-top: 15px; background: white; color: var(--navy); }
.contact-section { background: linear-gradient(180deg,#fff,#f5f9fb); }
.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 70px; align-items: start; }
.contact-details { display: grid; gap: 13px; margin-top: 32px; }
.contact-details > * { display: flex; justify-content: space-between; gap: 20px; padding: 17px 0; border-bottom: 1px solid var(--line); text-decoration: none; }
.contact-details span { color: var(--muted); text-align: right; }
.contact-form { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; padding: 32px; border-radius: var(--radius); background: white; box-shadow: var(--shadow); }
.contact-form label { display: grid; gap: 8px; font-size: 13px; font-weight: 800; }
.contact-form label:nth-child(4), .contact-form .button, .form-note { grid-column: 1/-1; }
input, textarea { width: 100%; border: 1px solid #cbd8df; border-radius: 12px; padding: 13px 14px; background: #fbfdfe; font: inherit; color: var(--ink); }
input:focus, textarea:focus { outline: 3px solid rgba(28,110,164,.16); border-color: var(--blue); }
textarea { resize: vertical; }
.form-note { margin: 0; color: var(--muted); font-size: 12px; }
.site-footer { padding: 55px 0 28px; background: #0a1e2c; color: #d5e1e8; }
.footer-grid { display: grid; grid-template-columns: 1.4fr repeat(3,1fr); gap: 30px; }
.footer-grid > div:not(.brand) { display: grid; align-content: start; gap: 7px; }
.footer-grid strong { color: white; }
.footer-grid a { text-decoration: none; }
.footer-brand small { color: #91a7b4; }
.copyright { margin-top: 38px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12); color: #91a7b4; font-size: 13px; }
@media (max-width: 860px) {
  .menu-toggle { display: inline-flex; margin-left: auto; border: 1px solid var(--line); background: white; border-radius: 9px; padding: 8px 12px; font: inherit; font-weight: 700; }
  .main-nav { display: none; position: absolute; top: 78px; left: 20px; right: 20px; flex-direction: column; padding: 20px; border: 1px solid var(--line); border-radius: 16px; background: white; box-shadow: var(--shadow); }
  .main-nav.open { display: flex; }
  .phone-link { display: none; }
  .hero-grid,.split-grid,.business-grid,.contact-grid { grid-template-columns: 1fr; }
  .hero { padding-top: 58px; }
  .hero-visual { max-width: 620px; }
  .three-col { grid-template-columns: 1fr; }
  .step-card { min-height: auto; }
  .step-number { margin-bottom: 28px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .container { width: min(100% - 26px,1160px); }
  .section { padding: 72px 0; }
  h1 { font-size: 42px; }
  h2 { font-size: 34px; }
  .trust-list { display: grid; gap: 9px; }
  .contact-form { grid-template-columns: 1fr; padding: 22px; }
  .contact-form label:nth-child(4), .contact-form .button, .form-note { grid-column: auto; }
  .footer-grid { grid-template-columns: 1fr; }
}